Upper Hudson National Insurance Company (UHNIC) is a New York state domiciled P&C insurance carrier. The Company is licensed and admitted in 16 states and authorized to issue a vast range of products including Surety and Fidelity, Fire, Property, Casualty, Worker’s Compensation, Employers’ Liability, Marine and Inland Marine, and Legal Services Insurance. UHNIC also acts as a reinsurer for the Tower Insurance Company of New York and its affiliate, CastlePoint National Insurance Company (Class X Carriers rated A- by A.M. Best). Both firms provide a specialty surety market in 50 states for all of Cinium’s products and services.